Getwhatyou'reowed.
The average household is owed about $1,400 in warranties, refunds, and compensation. Owed's AI agent files the claims and chases the companies until you're paid — you just approve.
What are you owed?
Chasing forty dollars was never worth an hour of your life. It is worth infinite hours of a machine's. AI just made the unscalable scalable — so we built an agent that never gets tired, never gets embarrassed, and never, ever drops the claim.
Owed reads your receipts and inboxes (only if you let it), builds a ledger of everything you're entitled to, then goes and gets it — filing forms, writing emails, citing statutes, escalating politely and relentlessly until the money lands.
Six places your money hides.
Dead-on-arrival warranties
87% of warranties expire with zero claims. Owed tracks every one and files the moment something fails — receipt, serial, and fault report attached.
Recalls you never heard
Thousands of products are recalled yearly; almost nobody checks. Your inventory is cross-referenced against safety databases daily.
Price-drop refunds
Dozens of retailers and card networks owe you the difference when prices fall after purchase. Nobody reads that fine print. Our agent wrote its thesis on it.
Flights & late deliveries
Delayed flight? Missed delivery window? Compensation rules exist in black and white. Owed quotes them back, politely, with your booking reference.
Unclaimed settlements
Class actions settle constantly for products you actually bought. The checks go unclaimed because the forms are tedious. Tedium is our love language.
Subscription creep
Zombie renewals, duplicate charges, "we raised your rate" emails you never saw. Flagged, disputed, refunded — with your one-tap approval.
Watch it not give up.
A real claim shape: espresso machine, dead pump, month 10 of 24. A human quits at the second form. The agent doesn't know how.
Nothing leaves your account without your approval. Every letter, every send — you see it first.
We only cite what the company already published. Their policy, their words — or we don't file.
If we recover nothing, you pay nothing. No win, no fee — ever.
We only eat
what we catch.
- The full agent on every claim
- One claim in flight at a time
- You approve anything binding
- Everything in Free — you keep it all
- Unlimited simultaneous claims
- Priority escalations
Entirely. Every claim Owed files is one you're contractually or statutorily entitled to make — warranty terms, refund policies, aviation compensation rules, recall remedies, settlement claims. The agent just does the paperwork humans abandon, and you approve anything binding before it's sent.
Connect an email inbox and it reconstructs years of purchases from order confirmations in minutes. Or forward receipts, or photograph them. You control every source, and you can disconnect any of them at any time.
Never. It is relentlessly, professionally polite — firm on entitlements, warm in tone. Support reps resolve its tickets faster than angry-human tickets. Persistence, not aggression, is the whole trick.
Encrypted, not used for ads, and fully exportable or deletable from Settings anytime.
Then it loses — some claims are genuinely dead, and it tells you so plainly rather than string you along. Losses never cost you anything extra.
Stop donating
to corporations.
Two minutes to connect. The first claim usually files itself within a day.
Collect what you're owed →